This is the first of several articles that we’ll feature on homeowner’s insurance. Homeowner’s insurance is, in my opinion, pretty neat because of all the things that it can do and how it can come to the rescue in times of need. This article will focus on the main varieties of it. How Homeowner’s Policies […]
Long-term care is a range of services and supports that are available when a person needs help with their day-to-day personal care. For the most part, it is not medical care, but instead, it pertains to assistance with activities of daily living (ADLs). ADLs are frequently defined as including: Bathing Dressing Using the toilet Transferring […]
HIPPA is an acronym for a broad body of federal law, the full name of which is the Health Insurance Portability and Accountability Act, passed in 1996. The Act establishes national standards to protect your health care as well as the privacy of your health information. The federal law applies in all states. Some instances of […]
Most young parents know intuitively how they would want their assets divided in the event both would suddenly die, such as in an accident. Most parents would want the assets to be used to care for their children and then divided equally at age 21. It’s an easy choice if children are young. As parents […]
Did you know that you and everyone else in your state already have an estate plan? Yes you do, and it is absolutely free, at least at the outset. It’s a “default plan” and each state has one for its residents. Of course, every state’s “default plan” is somewhat different and, unfortunately, while these default […]
At retirement, or given the opportunity to use up accumulated vacation time before retiring, the chance may exist to do what you have always wanted to do: travel. It could be a road trip to somewhere you have always wanted to go, an around-the-world cruise, or something in between. But as you carefully plan your […]
