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How to Correctly File a Life Insurance Claim
In insurance language, a “claim” is a formal request to an insurance company for payment under an insurance policy. The payment of a claim is subject to the terms and conditions of the insurance policy. Many insurers have online claim forms and instructions to guide you through this process, including uploading certain documentation. Others will […]
Can You Hear Me Now? 5 Tips for Talking to Someone with Hearing Loss
Half of older people over the age of 75 experience difficulty hearing and hearing loss among 75-year-olds is projected to increase to 67.4% in the next four decades, according to the National Council on Aging. Not being able to hear well can make anyone feel more isolated and “out of touch.” It also makes many […]
Getting a Stubborn Loved One to Make Healthier Choices
At any given time, I’m typically involved in planning training for healthcare staff on one topic or another. One of the projects I’m currently working on is teaching staff some of the basics of motivational interviewing (MI). MI is considered a form of nondirective psychotherapy, originally conceptualized and piloted for use with problem drinkers, and […]
Underwriting: How Insurance Companies Evaluate Your Application
Life insurance is complex, and the purpose of this and the other life insurance articles on Senior Care Advice is to simplify it. Specifically, we want to give you the knowledge by which to make smart decisions about obtaining life insurance, keeping what you have, buying more, or letting it go. There is no “one-size-fits-all” […]
How is the Cost of Life Insurance Determined?
Before we get into a full discussion of the cost or price of life insurance, let’s identify and correctly define some terms. “Cost” and “price” are not accurate terms to describe the amount paid to an insurance company for life insurance or for any other kind of insurance. The correct word is “premium.” A “rate” […]
Time to Get Creative!
Do you want to add quality, satisfaction and accomplishment to your life? Well, if you’re in your senior years, the time has never been better! While you may not become a prima ballerina or an Olympic champion, chances are optimum for you to blossom in a new pursuit that will bring you great pleasure. You’re […]
Geropsychologists Meet the Mental Health Needs of Aging Adults
Updated September 2025 Geropsychology is “the specialized field of psychology concerned with the psychological, behavioral, biological, and social aspects of aging,” with clinical geropsychology (which is what I do) as the applied version of this field. Geropsychology is a fairly new specialty, only recently recognized by the American Board of Professional Psychology (or ABPP) as […]
Elders and Children – The Perfect Combination
Loneliness Can Kill
Aging into our senior years can be a wonderful time of life. We have more time to spend on activities we enjoy with family and friends. However, there are many seniors that find loneliness is their only companion. Studies have found that lonely and isolated seniors have one of the highest rates for dying and […]
Can You Sue a Nursing Home For Negligence? It’s Complicated
Updated July 2025 If your loved one dies as a result of nursing home negligence, can you take the home to court even if someone signed an arbitration clause in admittance paperwork? The answer is “it depends.” Why Arbitration Clauses? An arbitration clause in a nursing home contract means if the person admitted to the […]