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How is the Cost of Life Insurance Determined?
Before we get into a full discussion of the cost or price of life insurance, let’s identify and correctly define some terms. “Cost” and “price” are not accurate terms to describe the amount paid to an insurance company for life insurance or for any other kind of insurance. The correct word is “premium.” A “rate” […]
Time to Get Creative!
Do you want to add quality, satisfaction and accomplishment to your life? Well, if you’re in your senior years, the time has never been better! While you may not become a prima ballerina or an Olympic champion, chances are optimum for you to blossom in a new pursuit that will bring you great pleasure. You’re […]
Geropsychologists Meet the Mental Health Needs of Aging Adults
Updated September 2025 Geropsychology is “the specialized field of psychology concerned with the psychological, behavioral, biological, and social aspects of aging,” with clinical geropsychology (which is what I do) as the applied version of this field. Geropsychology is a fairly new specialty, only recently recognized by the American Board of Professional Psychology (or ABPP) as […]
Elders and Children – The Perfect Combination
Loneliness Can Kill
Aging into our senior years can be a wonderful time of life. We have more time to spend on activities we enjoy with family and friends. However, there are many seniors that find loneliness is their only companion. Studies have found that lonely and isolated seniors have one of the highest rates for dying and […]
Can You Sue a Nursing Home For Negligence? It’s Complicated
Updated July 2025 If your loved one dies as a result of nursing home negligence, can you take the home to court even if someone signed an arbitration clause in admittance paperwork? The answer is “it depends.” Why Arbitration Clauses? An arbitration clause in a nursing home contract means if the person admitted to the […]
Killing the Clutter Before It Kills You
Home is a place we enjoy comfort, joy, family and friends, but did you know that it’s one of the most dangerous places for seniors? According to the National Safety Council, home-related deaths in 2021 numbered128,200. Nearly a quarter of the home deaths were due to falls and over half due to poisonings. So, what can […]
What is Life Insurance and Should Older Adults Buy It?
Any kind of insurance is fundamentally about risk. Risk can be defined as the chance of financial loss due to an unexpected event. Insurance involves the transfer of risk from an individual or from an entity to an insurance company. The insurance company pays compensation for the loss. It is important to recognize that any […]
Managing an Intergenerational Workforce
Workplace Generations The new diversity in the workplace is a result of an intergenerational workforce! The book Generations at Work: Managing the Clash of Boomers, Gen Xers, and Gen Yers in the Workplace defines four modern generations: Veterans (born 1920-1942) Baby Boomers (born 1943-1960) Generation X (born 1961-1979) Millennials (born 1980-2000) They note that “there […]
3 Ways Seniors Are Targeted for Fraud
Updated August 2025 Financial elder abuse is when someone illegally or improperly uses a vulnerable senior’s money or other property. Most states now have laws that make elder financial abuse a crime and provide ways to help the senior and punish the scammer. According to the American Bankers Association, financial fraud is the fastest growing […]