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Keeping Seniors Home Longer with Technology
It is conventional wisdom that most seniors would rather live out their lives in their own homes. Quality of life is generally higher at home; and moving out at later stages of life can be impactful on health and longevity. Nonetheless, as people age real problems emerge while living independently at home. There are challenges that […]
Why You Need to Discuss the Unthinkable
Awkward and difficult as it may seem, every family needs to have a serious discussion about the unthinkables, and those are the financial, legal and medical decisions that need to be made when something happens to one or both parents. A Fictional Example Here’s one example of why that conversation is so important and it […]
The Best Time for The Difficult Conversation
Is there an ideal time to have this discussion that families instinctively want to avoid? (Read our companion article, Why You Need to Discuss the Unthinkable ) After all, who wants to plan ahead for a parent’s death? Certainly neither parents nor children. Proper Timing But there is a best time to tackle this difficult […]
How Much Sleep Do Seniors Need?
Many think that older people need more sleep but it’s a misconceived idea. Generally all people need about the same amount of sleep — around 8 hours per night but according to to a Medline Plus article, less time is spent in deep, dreamless sleep, waking up more often during the night and earlier in […]
How to Correctly File a Life Insurance Claim
In insurance language, a “claim” is a formal request to an insurance company for payment under an insurance policy. The payment of a claim is subject to the terms and conditions of the insurance policy. Many insurers have online claim forms and instructions to guide you through this process, including uploading certain documentation. Others will […]
Can You Hear Me Now? 5 Tips for Talking to Someone with Hearing Loss
Half of older people over the age of 75 experience difficulty hearing and hearing loss among 75-year-olds is projected to increase to 67.4% in the next four decades, according to the National Council on Aging. Not being able to hear well can make anyone feel more isolated and “out of touch.” It also makes many […]
Getting a Stubborn Loved One to Make Healthier Choices
At any given time, I’m typically involved in planning training for healthcare staff on one topic or another. One of the projects I’m currently working on is teaching staff some of the basics of motivational interviewing (MI). MI is considered a form of nondirective psychotherapy, originally conceptualized and piloted for use with problem drinkers, and […]
Underwriting: How Insurance Companies Evaluate Your Application
Life insurance is complex, and the purpose of this and the other life insurance articles on Senior Care Advice is to simplify it. Specifically, we want to give you the knowledge by which to make smart decisions about obtaining life insurance, keeping what you have, buying more, or letting it go. There is no “one-size-fits-all” […]
How is the Cost of Life Insurance Determined?
Before we get into a full discussion of the cost or price of life insurance, let’s identify and correctly define some terms. “Cost” and “price” are not accurate terms to describe the amount paid to an insurance company for life insurance or for any other kind of insurance. The correct word is “premium.” A “rate” […]
Time to Get Creative!
Do you want to add quality, satisfaction and accomplishment to your life? Well, if you’re in your senior years, the time has never been better! While you may not become a prima ballerina or an Olympic champion, chances are optimum for you to blossom in a new pursuit that will bring you great pleasure. You’re […]