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Is Semi-Retirement Right for You? How to Protect Your Savings and Stay Engaged
For decades, retirement followed a familiar script: work until 65, then stop. Collect a pension, putter around the garden, and enjoy a well-earned rest. That picture — always somewhat idealized — no longer reflects the reality for most Americans. Today, we are living longer and staying healthier, which has fundamentally changed the math of aging. […]
Finding the Assisted-Living Facility That’s Right for Your Parent
Rachel Stein is a senior vice president at a communications firm. She lives with her husband, two preteen sons, and a large dog. In an interview, she talked about her family’s struggle after her mother, then 78, was diagnosed with Parkinson’s disease. Stein’s mother lived independently in her townhouse until her condition began to deteriorate. […]
Technology Can Help Seniors Retain Their Independence
A large majority of older adults hope to age in place. Other seniors prefer the comfort of an independent-living retirement community. Either living situation allows older adults to preserve their independence. Living independently can become more challenging as we age. Technology increasingly offers useful responses to those challenges. While aversion to technology is a stereotype […]
Counting on a House as a Retirement Safety Net Can Be Risky
Wealthy Americans tend to diversify their assets. They own stocks, bonds, private equity, real estate, collectable art, precious metals, and a variety of other assets. Less affluent Americans might have a 401(k) plan and a savings account, but their home is often the most valuable asset they own. Owning a home has long been seen […]
Why Does Time Pass More Quickly as We Age?
Einstein’s theory of relativity is complex, but at its core, the theory expresses a truth that people grasp intuitively: time is not a universal constant, but a subjective experience. As a physicist might explain, the faster you move through space, the slower you move through time. While time is a subjective experience, two people who […]
10 Retirement Blunders — and How to Avoid Every One
Retirement should bring welcome relief from a lifetime of work. Ideally, the freedom to spend your time pursuing activities that give you pleasure. But, sadly, the reality doesn’t always match the ideal. Without careful planning and a clear understanding of the financial and emotional challenges that retirement can bring, the golden years can become unexpectedly […]
Making Decisions While You Grieve
Grief doesn’t just break your heart—it temporarily changes how your brain works. Researchers call this “Grief Brain“—a natural physiological response to trauma that clouds your judgment and makes it difficult to weigh long-term consequences. This is why the months following a loss are a “danger zone” for making life-altering decisions. You might feel a frantic […]
Who Are the Nation’s Caregivers?
For the last ten years, AARP has prepared annual reports that assess the state of family caregiving in the United States. The 2025 report provides a snapshot of the 63 million Americans who provide unpaid care to a disabled child or adult. The 63 million caregivers constitute almost a quarter of all American adults. Their […]
Study Suggests That Positive Thinking Helps Seniors Improve With Age
A fine red wine, an Italian leather couch, and denim jeans all get better with age. Do people? The prevailing stereotype of age holds that mental and physical abilities begin to deteriorate before we enter our 60s and are substantially diminished by the time we reach our 70s. Stereotypes are harmful because they imagine all […]
When You Can’t Just Drop In: How to Care for Aging Parents From a Distance
Long-distance caregiving is stressful — but with the right plan, it is entirely manageable. Mom and dad are now in their early seventies. I make it a point to see them regularly, but traveling from Washington, D.C. to San Francisco is no quick trip — especially when you have a demanding career, a spouse, and […]