Author Archives: T.C. Kelly

About T.C. Kelly

Prior to his retirement, T.C. Kelly handled litigation and appeals in state and federal courts across the Midwest. He now writes about legal issues for a variety of publications.

How to Handle Early Retirement

Retired gentleman on a park bench

Updated April 2025 The pandemic caused millions of workers to lose their jobs. From restaurant employees to flight attendants, from teachers to travel agents, employees who worked in industries that could not operate because of social distancing rules were sent home. While layoffs disproportionately affected low-wage workers in service occupations, nearly every industry was affected […]

Coping with Caregiver Stress and Burnout

stress

Most caregivers are relatives of aging or disabled family members. They almost always work without compensation, apart from gaining the satisfaction of knowing that they are making a difference in the life of someone they love. About 53 million Americans function as a family caregiver. Roughly 21% of family caregivers report that their own health […]

Using Holiday Visits to Assess Older Relatives

Family (grandparents, parents, and two children) at the island in the kitchen preparing for dinner

Holidays are a time when families come together. They can also be stressful for a family that hosts a holiday dinner. At some point, that burden often shifts from older relatives to a younger generation. Relieved of the obligation to entertain, aging relatives can relax and enjoy the gathering. The younger generation can take advantage […]

Addressing Ageism

80-year-old-model-Wang-Deshun

Updated March 2025 A writer for Forbes argued that the media needs to start “addressing the workplace ism that’s been ignored for years — ageism.” As the American population continues to age, recognizing and responding to ageism will become increasingly important — and not just in the workplace. Ageism in Employment It is unlawful to discriminate […]

How to Avoid Will Challenges

Last will and testament document with brown pen on desk

Few things are uglier than the spectacle of children or other relatives arguing about an inheritance. The law respects the right of individuals to decide who should inherit their property. Parents may decide to leave property to some children but not to others. They may decide to give more property to one child than to […]

Seniors Should Be Wary of Potentially Unsafe Products

Pills

Updated April 2025 Ordinary products, ranging from food and over-the-counter medications to hand sanitizers and sunscreens, can pose a health or safety risk. Senior consumers can protect themselves by checking product recall lists and safety alerts from the Food and Drug Administration (FDA), as well as warnings about unsafe foods posted on the government’s FoodSafety […]

How Seniors Can Replace a Lost Vaccination Card

Senior Woman Getting a Shot

Vaccination rates of older Americans continue to rise. Nationwide statistics reveal that Americans who have reached the age of 65 have the highest rate of vaccination among all age groups. As of October 21, 2021, 96% of Americans ages 65 years or older have received at least one dose of a vaccine and 84.5% are […]

What Sources of Income Are Available for Retirees?

Money100 dollar bills

Updated July 2025 Ideally, as workers gain experience in a job, their wages increase and their savings grow. When employers don’t offer pension or retirement benefits, workers can still take advantage of individual retirement accounts (IRAs). Unfortunately, the yearly limit on contributions to an IRA is much smaller than the limit on 401(k) plan contributions. […]