Author Archives: T.C. Kelly

About T.C. Kelly

Prior to his retirement, T.C. Kelly handled litigation and appeals in state and federal courts across the Midwest. He now writes about legal issues for a variety of publications.

Changes to Medicare Drug Prices Will Soon Benefit Seniors

A table covered in one hundred dollar bills, a small clear bottle is lying on it's sides with various pills spilling out of it and onto the money.

Updated April 2025 High drug prices can be a problem for every American whose health condition requires medication. However, older people are disproportionately affected by high drug prices. While about half of all Americans between the ages of 30 and 49 report taking prescription medications, 89% of Americans who have reached the age of 65 […]

Possible Fraud Suggests a Setback in Alzheimer’s Research

Updated May 2025 Pharmaceutical companies are exploring drugs to treat or prevent Alzheimer’s disease with increasing urgency. More than 7 million Americans who have reached the age of 65 are living with Alzheimer’s. That number is expected to rise to nearly 13 million by 2050. Research continues to expand knowledge of Alzheimer’s, potentially opening the […]

How Should We Talk About Aging?

Older father and adult son seated. Father is in wheelchair. Son is on couch. Son showing father something on a tablet.

While some people embrace the experience of growing older, the process of aging is often unwelcome. In his older years, Mark Twain quipped that “life would be infinitely happier if we could only be born at the age of 80 and gradually approach 18.” Twain was not alone in lamenting the loss of youth. Aging […]

5 Gadget Gifts for Seniors

Senior male wearing headphones and holding a cellphone. He is seated at a table and looking at an open laptop computer.

Most people love gadgets. While older people are often seen as unwilling to master new technology, that stereotype might cause younger people to avoid giving gadgets as gifts to their older family members. A recent study suggests that older people may avoid new technology because they accept the stereotype that technological competence decreases with age. […]

How Can Seniors Beat the Heat

Older man out walking in the park. He is holding a water bottle in his left hand and toweling his face with his right hand. It appears to be a very hot day.

Updated June 2025 In June, 2025, record-shattering heat waves swept into parts of the US., baking the Plains to the east coast of the US., with mercury heating up into triple digits.  Early estimates pegged 147 million would be sweltering in very dangerous conditions. Nor are other parts of the country immune, as last year’s deadly heat […]

How to Avoid Penalties for Late Enrollment in Medicare

Medicare enrollment form with a pen and a pair of glasses on top. Form has not yet been filled in.

Most seniors understand that Medicare provides various kinds of health insurance. Seniors who are eligible for Social Security benefits paid for Medicare coverage through their payroll taxes during their working years. For that reason, some Medicare benefits are free. Other benefits are available at a lower cost than private insurance companies would charge.  Seniors who […]

Easing into Gradual Retirement

Senior Couple Enjoying The Deck of a Cruise Ship

Updated April 2025 Some seniors have little choice about their retirement dates. While it is unlawful to fire an employee because of age, businesses often invent excuses to terminate the employment of older workers. Some employees become less able to perform physically demanding jobs as they age. Employees who can no longer work in their […]

Should AARP Members Rely on AARP Endorsements?

Medical Clinic

Updated May 2025 Originally known as the American Association of Retired Persons, AARP is the largest membership organization in the United States. Seniors rely on AARP for advice, product discounts, and lobbying efforts to advance the interests of older Americans. A June 2022 article in Fortune asks whether some of AARP’s endorsements might further the […]

Which Memory Care Facility Is Best for My Loved One?

Updated April 2025 Studies suggest that 40% to 47% of people who have reached the age of 65 report some degree of memory impairment. While memory loss may lead to the fear of dementia, most memory loss does not have a significant impact on day-to-day life. Only 5% to 8% of people over the age […]