Author Archives: T.C. Kelly

About T.C. Kelly

Prior to his retirement, T.C. Kelly handled litigation and appeals in state and federal courts across the Midwest. He now writes about legal issues for a variety of publications.

Prescription Drug Pricing Reform: Shaping Up or a Bust?

Rising inflation is squeezing the budgets of seniors with a fixed income. While seniors search for strategies to cope with inflation, there is little they can do about healthcare costs. Prescription drugs are a necessity many seniors can’t live without.  Unfortunately, the price of many prescription drugs is rising faster than inflation. A recent analysis […]

7 Tips for Seniors to Get a Good Night’s Sleep

Research shows that people often have more difficulty falling asleep and gaining a full night of restful sleep as they get older. On average, it takes about 13 minutes to fall asleep after going to bed and turning out the lights. Two thirds of individuals fall asleep on most nights within 7 to 20 minutes. […]

How Can Older People on Fixed Incomes Cope With Inflation?

An older couple sits at a table discussing financial documents. The woman is speaking and the man has his heads in his hands with a worried look on his face.

Inflation is making headlines, not just in the United States but around the world. As the pandemic winds down, consumers are returning to their former buying patterns, create a surge in demand. Suppliers are having difficulty meeting that demand, in part because it takes time to gear up production, in part because the economy is […]

Meeting the Challenge of Financing Long-Term Care

Money100 dollar bills

In an ideal world, younger individuals will plan for their retirement years. An ideal plan will provide not just a retirement income that allows a retiree to maintain a comfortable lifestyle, but funds assisted-living arrangements if the senior is unable to live independently. Long-term care insurance may help seniors achieve the latter goal. As NerdWallet […]

Older LGBT Adults Have Special Concerns About Long-Term Care

A healthcare worker holding the hand of an elderly patient.

Updated June 2025 In recent years, unpleasant members of society have felt emboldened to express their hostility to members of different races, ethnicities, and gender identity groups. Many believe that the rapid rise in hate crimes is at least partially attributable to political leaders who polarize constituents in the interest of retaining their own political […]

When Do Grandparents Have the Right to Visit Their Grandchildren?

Grandfather and Grandson

Grandparents often have a special relationship with their grandchildren. A child who resents parental authority — and what child doesn’t? — may bond with a grandparent who provides love and attention while leaving discipline and rule enforcement to the child’s parents. Grandparents, in turn, enjoy spending time with (and perhaps shaping) a new generation within […]

VA Is Preparing for Influx of Aging Veterans

Not all aging veterans are eligible to receive benefits from the Veterans Administration. Unless an older veteran has a service-related disability, veterans generally receive the same government benefits as other Americans, including Social Security and Medicare. Disabilities that are not service-related might make veterans eligible for Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), […]

Remote Healthcare for Seniors May Be Here to Stay

Doctor looking at iPad at desk

Updated April 2025 The pandemic forced the medical community to find new ways to deliver services to vulnerable populations. Social distancing and mask wearing provided a level of protection for patients, but time spent in waiting rooms or riding in public transportation enhanced the risk of being exposed to the virus. The medical industry responded […]