Einstein’s theory of relativity is complex, but at its core, the theory expresses a truth that people grasp intuitively: time is not a universal constant, but a subjective experience. As a physicist might explain, the faster you move through space, the slower you move through time. While time is a subjective experience, two people who […]
Retirement should bring welcome relief from a lifetime of work. Ideally, the freedom to spend your time pursuing activities that give you pleasure. But, sadly, the reality doesn’t always match the ideal. Without careful planning and a clear understanding of the financial and emotional challenges that retirement can bring, the golden years can become unexpectedly […]
For the last ten years, AARP has prepared annual reports that assess the state of family caregiving in the United States. The 2025 report provides a snapshot of the 63 million Americans who provide unpaid care to a disabled child or adult. The 63 million caregivers constitute almost a quarter of all American adults. Their […]
Each year, surveys confirm that most seniors would like to age in place. For several reasons, that isn’t always possible. Widows and widowers may find that the family home is just too large for a single occupant. Disabling health conditions might make it difficult to climb stairs, prepare meals, or perform routine home maintenance. Rising […]
It’s natural for people to worry about their health as they age. A decline in physical abilities is inevitable, but that inevitability makes it possible for people to anticipate and prepare for lifestyle changes that accompany the loss of muscle mass. A decline of cognitive ability is less easy to predict. A degree of cognitive […]
Retirement communities offer appealing housing options for older adults who are ready to downsize. After years of mowing the lawn and repairing leaky roofs, many retirees are happy to be relieved of the responsibility of home maintenance. Retirement communities give seniors the opportunity to relax as they make new friends of similar age while enjoying […]
Do you trust your spouse? If you’ve been married for decades, the answer is probably “yes” or you wouldn’t still be married. Still, there are different levels of trust. Even in a strong marriage, individuals value their privacy. They might not want a spouse to access a bank account and discover that they fibbed about […]
Just after Vanessa and her husband Paul purchased their dream home, Vanessa’s father experienced a sharp decline in his health. He had been diagnosed with Alzheimer’s a year earlier. Vanessa’s mother was in better health, but she was overwhelmed by her new responsibilities as a caregiver to her husband. Vanessa and Paul began to help […]
Marjorie Bloom is a widow who retired from her civil service employment. At the age of 77, a fraud investigator at her bank told her that criminals used stolen personal information to hack her account. The investigator urged her to wire her money — about $661,000 — to a different account to protect it from […]
Depending on their location, senior homeowners in California may be plagued by wildfires, earthquakes, floods, coastal erosion, mudslides, and other environmental disasters. In the Los Angeles area alone, one insurance company received more than 13,000 claims from property owners for damage caused by the 2025 wildfires. While wildfires primarily threaten the residents of rural communities, […]