These are the categories of investments appropriate for funding your retirement in the order of funding priority. 1) Two month’s worth of living expenses in a checking account. 2) Short-term savings that you can liquidate within 12 months, such as: Money Market account CDs S. treasury securities Municipal bonds 3) Mid-term maturity accounts that mature […]
Many loving parents and grandparents make the mistake of giving priority to paying for their children’s or grandchildren’s educations over the funding of their own retirement. At first blush that may sound like the generous priority, but it subjects the entire family to financial risk. Hopefully you have funded your retirement through savings, investing and […]
Maybe the phrase “the gift that keeps on giving” seems trite, but for some — in the right circumstances — it can fit charitable gift annuities. Whether a charitable gift annuity can also qualify for that other overused and abused phrase, “a win-win situation,” depends on the precise facts and circumstances. What is a Charitable […]
“America’s commitment to its veterans are not just lines on a budget,” President Obama assured members at a recent Veterans of Foreign Wars convention. “They are bonds that are sacred — a sacred trust we’re honor bound to uphold.” That assurance is extremely important for aging veterans who face the same challenges that confront seniors […]