It never hurts to have a bit of extra retirement income. Social Security benefits are modest, savings accounts dwindle over time, and most people worry that they did not invest …
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Don’t Sign a CCRC Contract Without Having a Lawyer Explain It
Continuing care retirement communities (CCRCs) allow residents to change their housing environment to meet changing needs without relocating to a new community. Healthy retirees live in a part of the …
Continue ReadingWays to Increase the Size of Your Social Security Check
Many older adults depend on Social Security retirement benefits as their primary source of income. About 1 in 7 Americans over the age of 65 receive 90% of their income …
Continue ReadingInvestment Scams Targeting Older People
Older adults have been a frequent target of fraudulent investment schemes. The FBI reports a 74% increase in losses suffered by older fraud victims since 2020. In 2021, more than …
Continue ReadingHow to Avoid Will Challenges
Few things are uglier than the spectacle of children or other relatives arguing about an inheritance. The law respects the right of individuals to decide who should inherit their property. …
Continue ReadingWhat Sources of Income Are Available for Retirees?
Ideally, as workers gain experience in a job, their wages increase and their savings grow. When employers don’t offer pension or retirement benefits, workers can still take advantage of individual …
Continue ReadingCOVID-19 Fraud Targets Seniors
Scammers have a long history of preying on seniors. The social isolation that seniors are experiencing to avoid contracting COVID-19 has elevated the risk that they will be victimized by …
Continue ReadingCreator, Steward or Consumer?
You have heard the old adage “Rags to Riches to Rags”, or “Shirtsleeves to Shirtsleeves in three generations”. It is not just a dynamic of western culture; it is actually …
Continue ReadingFear and Vulnerability Work
Change provokes fear and vulnerability for both parents and caregivers alike. The year 2018 is marked by change from many directions. Some of the changes we are experiencing this year …
Continue ReadingWhat Investments to Include in Your Retirement Nest Egg?
These are the categories of investments appropriate for funding your retirement in the order of funding priority. 1) Two month’s worth of living expenses in a checking account. 2) Short-term …
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