Three months ago, a very close friend was running four miles a day. Two months ago, he was diagnosed with a “rare and aggressive” form of cancer. Two weeks ago, …
Continue ReadingDying Without a Will
Creator, Steward or Consumer?
You have heard the old adage “Rags to Riches to Rags”, or “Shirtsleeves to Shirtsleeves in three generations”. It is not just a dynamic of western culture; it is actually …
Continue ReadingDeclining and Depleting Retirement Portfolios
2018 was a down year for most financial portfolios — after nine good years. In addition, volatility, which had been unusually quiet in 2017, came back with a vengeance. The …
Continue ReadingManaging Your Estate’s Legacy
We have had three clients die this year. None of their deaths were a surprise as two of them had battled cancer for several years and the third was 98 …
Continue ReadingFear and Vulnerability Work
Change provokes fear and vulnerability for both parents and caregivers alike. The year 2018 is marked by change from many directions. Some of the changes we are experiencing this year …
Continue ReadingHow to Plan Financially
The beginning of the year is a good time to both look back and plan ahead. Here are some of the financial issues you may want to check. A) January is …
Continue ReadingWhat Investments to Include in Your Retirement Nest Egg?
These are the categories of investments appropriate for funding your retirement in the order of funding priority. 1) Two month’s worth of living expenses in a checking account. 2) Short-term …
Continue ReadingAre You Asking the Wrong Retirement Savings Question?
If you wonder what size retirement nest egg you will need in retirement, you are asking the wrong question. Instead you need to ask how much you spend. Once you …
Continue ReadingWho Is Looking After Your Retirement Funds?
The answer should be easy. Obviously you are the person who should be paying attention to your portfolio, understand how your money is invested, and monitor its gains and losses. …
Continue ReadingAre Your Financial Priorities Prudent?
Many loving parents and grandparents make the mistake of giving priority to paying for their children’s or grandchildren’s educations over the funding of their own retirement. At first blush that …
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