In a divided nation, Americans can still find points of agreement. Large majorities of Americans agree that teachers are underpaid, government benefit programs are necessary, and a second civil war …
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Seniors: Plan Early for a Comfortable Retirement
Social Security benefits are the only source of income for about 20% of Americans who are 65 or older. Retirees struggle when they must live on their Social Security benefit …
Continue ReadingShould Retired Americans Worry About a Decline in Life Expectancy?
Baby boomers — people born between 1946 and 1964 — were once America’s largest generation. Boomers held that demographic status until 2019, when Millennials became the largest living generation. By …
Continue ReadingTop Cities, Towns, and Countries for Retirement Living
Seniors balance competing factors when they decide where to live after retirement. People who feel rooted in a community and have easy access to family and friends might stay where …
Continue ReadingEasing into Gradual Retirement
Some seniors have little choice about their retirement dates. While it is unlawful to fire an employee because of age, businesses often invent excuses to terminate the employment of older …
Continue ReadingHow to Handle Early Retirement
The pandemic caused millions of workers to lose their jobs. From restaurant employees to flight attendants, from teachers to travel agents, employees who worked in industries that could not operate …
Continue ReadingWhat Sources of Income Are Available for Retirees?
Ideally, as workers gain experience in a job, their wages increase and their savings grow. When employers don’t offer pension or retirement benefits, workers can still take advantage of individual …
Continue ReadingWhy Are Women Less Well Off Financially When They Retire?
For years it’s been thought that women have been disadvantaged financially because of their gender. The facts seem to bear that out. The reasons include lower pay for similar work …
Continue ReadingAre Your Financial Priorities Prudent?
Many loving parents and grandparents make the mistake of giving priority to paying for their children’s or grandchildren’s educations over the funding of their own retirement. At first blush that …
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