For years it’s been thought that women have been disadvantaged financially because of their gender. The facts seem to bear that out. The reasons include lower pay for similar work and steeper climbs up corporate ladders. The traditional unpaid roles of wife, homemaker and child-rearer-in-chief also contribute, but there are other factors, too. For example, […]
When we started working, we probably didn’t think much about retirement or Social Security beyond the regular Social Security deductions from our paychecks. The exception might have been when our parents talked about it as a “safety net,” monthly payments that, together with pensions and savings, would support our retirement. Then, and now, the safety […]
My neighbor, thinking about retirement and downsizing, told me that he was pretty impressed by the idea of a continuing care retirement community (CCRC). He saw it as a way not just to downsize, to make his life simpler, and to be around contemporaries, but also to move somewhere that could attend to increasing needs […]
An Introduction to Continuing Care Retirement Communities Recently, my almost retired 63-year-old active neighbor has been shopping around for a comfortable community to settle down in when he is no longer able to stay in his home. He realizes that at some point maintaining the yard, climbing the stairs, and cleaning the big place will […]
The medical term for difficulty with the mechanism and process of swallowing is dysphagia. Dysphagia is a common concomitant of aging, but it also occurs in people of any age who have nerve or muscle problems. The condition is so common that several national support and education foundations are devoted to it. One of them, […]
Sound like a strange combination? Not really. Here’s why. Rose and George are in their early 60’s and have worked all of their lives. The magic day of retirement has come: kids are married, Rose and George have saved their money by living in a rented house, and are ready to depart the snowy Midwest. […]
Water damage is not an uncommon occurrence for homeowners. A leaking pipe, refrigerator or dishwasher, or flooding caused by weather conditions can cause a lot of damage and the spectre of mold can strike fear in the heart of any homeowner. This is why it’s important that you understand the extent to which your homeowner’s […]
One of the neat things about homeowner’s insurance is its breadth of protection. In a previous article, we discussed homeowner’s insurance “forms” and the types of property coverage provided under them. We discussed the types of losses to the physical structure (and contents) that are covered. There is more to homeowner’s insurance than physical damage […]
This is the first of several articles that we’ll feature on homeowner’s insurance. Homeowner’s insurance is, in my opinion, pretty neat because of all the things that it can do and how it can come to the rescue in times of need. This article will focus on the main varieties of it. How Homeowner’s Policies […]