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How to Avoid Penalties for Late Enrollment in Medicare
Most seniors understand that Medicare provides various kinds of health insurance. Seniors who are eligible for Social Security benefits paid for Medicare coverage through their payroll taxes during their working years. For that reason, some Medicare benefits are free. Other benefits are available at a lower cost than private insurance companies would charge. Seniors who […]
Easing into Gradual Retirement
Updated April 2025 Some seniors have little choice about their retirement dates. While it is unlawful to fire an employee because of age, businesses often invent excuses to terminate the employment of older workers. Some employees become less able to perform physically demanding jobs as they age. Employees who can no longer work in their […]
Seniors Who Are Aging in an Aging Home: Home Modifications and Repair Services
Aging in place is the preference of more than three quarters of Americans over the age of 50. Older Americans typically feel tied to their community and want to remain in their homes for as long as they can. Unfortunately, home repairs become more difficult to perform as homeowners age. Climbing a ladder might pose […]
Should AARP Members Rely on AARP Endorsements?
Updated May 2025 Originally known as the American Association of Retired Persons, AARP is the largest membership organization in the United States. Seniors rely on AARP for advice, product discounts, and lobbying efforts to advance the interests of older Americans. A June 2022 article in Fortune asks whether some of AARP’s endorsements might further the […]
Which Memory Care Facility Is Best for My Loved One?
Prescription Drug Pricing Reform: Shaping Up or a Bust?
Rising inflation is squeezing the budgets of seniors with a fixed income. While seniors search for strategies to cope with inflation, there is little they can do about healthcare costs. Prescription drugs are a necessity many seniors can’t live without. Unfortunately, the price of many prescription drugs is rising faster than inflation. A recent analysis […]
7 Tips for Seniors to Get a Good Night’s Sleep
Research shows that people often have more difficulty falling asleep and gaining a full night of restful sleep as they get older. On average, it takes about 13 minutes to fall asleep after going to bed and turning out the lights. Two thirds of individuals fall asleep on most nights within 7 to 20 minutes. […]
How Can Older People on Fixed Incomes Cope With Inflation?
Inflation is making headlines, not just in the United States but around the world. As the pandemic winds down, consumers are returning to their former buying patterns, create a surge in demand. Suppliers are having difficulty meeting that demand, in part because it takes time to gear up production, in part because the economy is […]
Meeting the Challenge of Financing Long-Term Care
In an ideal world, younger individuals will plan for their retirement years. An ideal plan will provide not just a retirement income that allows a retiree to maintain a comfortable lifestyle, but funds assisted-living arrangements if the senior is unable to live independently. Long-term care insurance may help seniors achieve the latter goal. As NerdWallet […]
Older LGBT Adults Have Special Concerns About Long-Term Care
Updated June 2025 In recent years, unpleasant members of society have felt emboldened to express their hostility to members of different races, ethnicities, and gender identity groups. Many believe that the rapid rise in hate crimes is at least partially attributable to political leaders who polarize constituents in the interest of retaining their own political […]