Author Archives: T.C. Kelly

About T.C. Kelly

Prior to his retirement, T.C. Kelly handled litigation and appeals in state and federal courts across the Midwest. He now writes about legal issues for a variety of publications.

Seniors Are Struggling to Recover from Hurricane Damage

Three hurricanes made landfall in Florida between August 5 and October 9, 2024. Hurricane Debby overwhelmed wastewater treatment plants, causing sewage to be discharged into Sarasota Bay. Hurricane Helene devastated parts of Florida as well as Georgia, Tennessee and the Carolinas. Hurricane Milton brought high winds and flooding that knocked out power for millions of […]

Questions to Ask When Comparing Retirement Communities

When their children leave home, many older adults decide they have no further need for a large house. Cleaning more rooms than are in use becomes a tiresome chore. Maintaining property requires an expenditure of time and money that might be spent on more pleasurable activities. Many couples think about relocating to a more hospitable […]

Is America Facing a Retirement Savings Crisis?

In a divided nation, Americans can still find points of agreement. Large majorities of Americans agree that teachers are underpaid, government benefit programs are necessary, and a second civil war would be bad for the nation. A September 2024 survey discovered that a substantial majority of Americans agree on another fact: the United States faces […]

CMS Issues Minimum Staffing Standards for Nursing Homes

Nursing home staff and people

Twenty years ago, experts predicted that seniors would face a shortage of caregivers and clinicians as the Baby Boomer generation aged into retirement. They explained that caregiving “is intimate and labor-intensive and can be especially difficult when done for an aging parent.” It is challenging to attract workers who are willing to perform “unglamorous” work […]

Celebrate Ageism Awareness Day

October 9 is Ageism Awareness Day. Like any awareness day, its purpose is to call attention to a problem and inspire people to take action. That action starts with the recognition that ageism is real, that it harms older adults and society as a whole, and that the time has come to understand the importance […]

The Financial Burden of Aging in Place

While retirement communities and independent living facilities are popular choices for older adults who want to downsize or can no longer manage the upkeep of their family home, surveys confirm that most Americans hope to age in place. Unfortunately, barriers to remaining in a home after children move out can make it difficult for seniors […]

Home Modification Grants Are Helping Seniors Age in Place

A post with two yellow signs. One points to Nursing Home and the other points to IN-Home Care

While retirement communities and assisted living facilities are the right choice for many seniors, surveys show that most older Americans hope to age in place. In some cases, aging in place means downsizing but staying in a beloved neighborhood. Other seniors choose to remain in their family home. Unfortunately, a home that was perfect for […]

Prices Are Coming Down for Some Major Drugs Covered by Medicare

When he was running for president in 2020, Joe Biden promised to reduce the soaring cost of prescription medications. While President Trump signed executive orders in 2018 that were purportedly designed to accomplish that task, federal courts blocked the orders and drug prices continued to rise. The Congressional Budget Office determined that the orders, had […]