Author Archives: T.C. Kelly

About T.C. Kelly

Prior to his retirement, T.C. Kelly handled litigation and appeals in state and federal courts across the Midwest. He now writes about legal issues for a variety of publications.

HOPE For Seniors Who Need Help with Housing

Retirement is often a time for downsizing. Maintaining a large home with empty bedrooms requires time and money that might be more productively devoted to enhancing a retirement lifestyle. Retirement can also be a time of reduced income. While more retirees than ever are finding new ways to supplement their retirement income, many find that […]

Older Adults Face a Silent Epidemic of Brain Injuries

Every year, about 2 million Americans experience a traumatic brain injury  (TBI), typically in the form of a concussion. While concussion victims usually make a full recovery, TBIs cause about 100,000 deaths in the United States annually. Even when a TBI is not fatal, brain damage can impair physical abilities, including the ability to walk […]

Older Adults Learn by Adapting

The oft-repeated adage that you can’t teach an old dog new tricks is an unfair generalization. Some older dogs that are capable of learning new tricks might not see the point of doing so. Some might be willing to learn but lack the energy to perform. Some might have vision or hearing problems that impair […]

Washington Showcases Intergenerational Models of Senior Housing

Retirement communities are often the right choice for seniors who are ready to downsize after selling a family home. Typically designed with safety and convenience in mind, retirement communities allow older adults to live independently while offering amenities (such as swimming pools, fitness centers, and golf courses) that encourage residents to remain active. Property managers […]

What Is CMS and Why Does It Matter to Seniors?

The Centers for Medicare & Medicaid Services (a mouthful popularly known as CMS) is the federal agency that oversees Medicare, Medicaid, the Children’s Health Insurance Program, and the Health Insurance Marketplace. Older adults primarily interact with CMS when they enroll in Medicare or need to resolve a Medicare billing dispute. Like nearly all federal agencies, […]

The Time to Plan for Home Care Is Now

An AARP survey confirms that most Americans would prefer to remain in their homes during their senior years. Aging in place is an achievable goal for many, particularly if home modifications help aging residents cope with disabilities. Aging in Place Harvard Health identifies several benefits of growing older in a family home. Living at home […]

The Enduring Stigma of the Old Folk’s Home

Families have always been the primary source of care for older adults who can no longer live independently. In medieval times, older adults who had no surviving family were relegated to residences in “poorhouses” or “almshouses.” Even in more recent centuries, poorhouses paid scant attention to safety and sanitation. Neither were they designed to give […]

Is It Wise to Have a Medicare Advantage Plan?

Most seniors are automatically enrolled in Medicare Part A when they turn 65 if they apply for or are already receiving Social Security benefits. Medicare Part A provides coverage for treatment after hospitalization. Seniors need to take the initiative to enroll in Medicare Part B. That coverage pays a large chunk of most medical treatment […]

Seniors Are Struggling to Recover from Hurricane Damage

Three hurricanes made landfall in Florida between August 5 and October 9, 2024. Hurricane Debby overwhelmed wastewater treatment plants, causing sewage to be discharged into Sarasota Bay. Hurricane Helene devastated parts of Florida as well as Georgia, Tennessee and the Carolinas. Hurricane Milton brought high winds and flooding that knocked out power for millions of […]