Most seniors are automatically enrolled in Medicare Part A when they turn 65 if they apply for or are already receiving Social Security benefits. Medicare Part A provides coverage for treatment after hospitalization. Seniors need to take the initiative to enroll in Medicare Part B. That coverage pays a large chunk of most medical treatment […]
Updated May 2025 To avoid late enrollment penalties, seniors who are eligible for Medicare usually sign up at their earliest opportunity. Seniors rarely have a reason not to enroll. Retirees earned Medicare’s hospitalization benefits by paying FICA taxes during their working lives. They are not required to pay a monthly premium to receive those benefits. […]
Sound like a strange combination? Not really. Here’s why. Rose and George are in their early 60’s and have worked all of their lives. The magic day of retirement has come: kids are married, Rose and George have saved their money by living in a rented house, and are ready to depart the snowy Midwest. […]
Water damage is not an uncommon occurrence for homeowners. A leaking pipe, refrigerator or dishwasher, or flooding caused by weather conditions can cause a lot of damage and the spectre of mold can strike fear in the heart of any homeowner. This is why it’s important that you understand the extent to which your homeowner’s […]
One of the neat things about homeowner’s insurance is its breadth of protection. In a previous article, we discussed homeowner’s insurance “forms” and the types of property coverage provided under them. We discussed the types of losses to the physical structure (and contents) that are covered. There is more to homeowner’s insurance than physical damage […]
This is the first of several articles that we’ll feature on homeowner’s insurance. Homeowner’s insurance is, in my opinion, pretty neat because of all the things that it can do and how it can come to the rescue in times of need. This article will focus on the main varieties of it. How Homeowner’s Policies […]
Long-term care is a range of services and supports that are available when a person needs help with their day-to-day personal care. For the most part, it is not medical care, but instead, it pertains to assistance with activities of daily living (ADLs). ADLs are frequently defined as including: Bathing Dressing Using the toilet Transferring […]