Most seniors are automatically enrolled in Medicare Part A when they turn 65 if they apply for or are already receiving Social Security benefits. Medicare Part A provides coverage for …
Continue ReadingIs It Wise to Have a Medicare Advantage Plan?
Category: Insurance
Is a Medicare Advantage Plan a Go-To for Seniors?
To avoid late enrollment penalties, seniors who are eligible for Medicare usually sign up at their earliest opportunity. Seniors rarely have a reason not to enroll. Retirees earned Medicare’s hospitalization …
Continue ReadingSeniors, Cocktails, and Homeowner’s Insurance
Sound like a strange combination? Not really. Here’s why. Rose and George are in their early 60’s and have worked all of their lives. The magic day of retirement has …
Continue ReadingIs Mold Covered by Homeowner’s Insurance?
Mold comes in many colors: black, white, green and orange to name a few. When we see it on bread that has been around too long, we know not to …
Continue ReadingWill Your Homeowner’s Insurance Cover Water Damage?
Water damage is not an uncommon occurrence for homeowners. A leaking pipe, refrigerator or dishwasher, or flooding caused by weather conditions can cause a lot of damage and the spectre …
Continue ReadingWhat Is Dwelling Insurance and How Does It Compare to Homeowner’s Insurance
One of the neat things about homeowner’s insurance is its breadth of protection. In a previous article, we discussed homeowner’s insurance “forms” and the types of property coverage provided under …
Continue ReadingGet to Know Your Homeowner’s Insurance
This is the first of several articles that we’ll feature on homeowner’s insurance. Homeowner’s insurance is, in my opinion, pretty neat because of all the things that it can do …
Continue ReadingHow To Buy Long-Term Care Insurance That Suits Your Needs
The Good Old Days of LTC Coverage LTC insurance is a lot like other types of insurance. What you buy depends upon how much coverage you want and what you …
Continue ReadingLong-Term Care Insurance and the Conundrum of Longevity
This is one of several articles that we’ll feature on long-term care insurance. You’ve heard about it, you may know something about it, somebody may have tried to sell it …
Continue ReadingWhat Is Long-Term Care and Who Might Need It?
Long-term care is a range of services and supports that are available when a person needs help with their day-to-day personal care. For the most part, it is not medical …
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