Before we get into a full discussion of the cost or price of life insurance, let’s identify and correctly define some terms. “Cost” and “price” are not accurate terms to describe the amount paid to an insurance company for life insurance or for any other kind of insurance. The correct word is “premium.” A “rate” […]
Do you want to add quality, satisfaction and accomplishment to your life? Well, if you’re in your senior years, the time has never been better! While you may not become a prima ballerina or an Olympic champion, chances are optimum for you to blossom in a new pursuit that will bring you great pleasure. You’re […]
Updated September 2025 Geropsychology is “the specialized field of psychology concerned with the psychological, behavioral, biological, and social aspects of aging,” with clinical geropsychology (which is what I do) as the applied version of this field. Geropsychology is a fairly new specialty, only recently recognized by the American Board of Professional Psychology (or ABPP) as […]
Aging into our senior years can be a wonderful time of life. We have more time to spend on activities we enjoy with family and friends. However, there are many seniors that find loneliness is their only companion. Studies have found that lonely and isolated seniors have one of the highest rates for dying and […]
Updated July 2025 If your loved one dies as a result of nursing home negligence, can you take the home to court even if someone signed an arbitration clause in admittance paperwork? The answer is “it depends.” Why Arbitration Clauses? An arbitration clause in a nursing home contract means if the person admitted to the […]
Home is a place we enjoy comfort, joy, family and friends, but did you know that it’s one of the most dangerous places for seniors? According to the National Safety Council, home-related deaths in 2021 numbered128,200. Nearly a quarter of the home deaths were due to falls and over half due to poisonings. So, what can […]
Any kind of insurance is fundamentally about risk. Risk can be defined as the chance of financial loss due to an unexpected event. Insurance involves the transfer of risk from an individual or from an entity to an insurance company. The insurance company pays compensation for the loss. It is important to recognize that any […]
Workplace Generations The new diversity in the workplace is a result of an intergenerational workforce! The book Generations at Work: Managing the Clash of Boomers, Gen Xers, and Gen Yers in the Workplace defines four modern generations: Veterans (born 1920-1942) Baby Boomers (born 1943-1960) Generation X (born 1961-1979) Millennials (born 1980-2000) They note that “there […]
Updated August 2025 Financial elder abuse is when someone illegally or improperly uses a vulnerable senior’s money or other property. Most states now have laws that make elder financial abuse a crime and provide ways to help the senior and punish the scammer. According to the American Bankers Association, financial fraud is the fastest growing […]