Staying healthy takes a lot of work especially when you get older. A healthy lifestyle includes regular exercise, good eating habits, proper rest and even a good social network, but now that list includes getting your vaccinations. According to US Department of Health and Human Services, older people should talk to their doctor about the […]
It is conventional wisdom that most seniors would rather live out their lives in their own homes. Quality of life is generally higher at home; and moving out at later stages of life can be impactful on health and longevity. Nonetheless, as people age real problems emerge while living independently at home. There are challenges that […]
Awkward and difficult as it may seem, every family needs to have a serious discussion about the unthinkables, and those are the financial, legal and medical decisions that need to be made when something happens to one or both parents. A Fictional Example Here’s one example of why that conversation is so important and it […]
Is there an ideal time to have this discussion that families instinctively want to avoid? (Read our companion article, Why You Need to Discuss the Unthinkable ) After all, who wants to plan ahead for a parent’s death? Certainly neither parents nor children. Proper Timing But there is a best time to tackle this difficult […]
Many think that older people need more sleep but it’s a misconceived idea. Generally all people need about the same amount of sleep — around 8 hours per night but according to to a Medline Plus article, less time is spent in deep, dreamless sleep, waking up more often during the night and earlier in […]
In insurance language, a “claim” is a formal request to an insurance company for payment under an insurance policy. The payment of a claim is subject to the terms and conditions of the insurance policy. Many insurers have online claim forms and instructions to guide you through this process, including uploading certain documentation. Others will […]
Half of older people over the age of 75 experience difficulty hearing and hearing loss among 75-year-olds is projected to increase to 67.4% in the next four decades, according to the National Council on Aging. Not being able to hear well can make anyone feel more isolated and “out of touch.” It also makes many […]
At any given time, I’m typically involved in planning training for healthcare staff on one topic or another. One of the projects I’m currently working on is teaching staff some of the basics of motivational interviewing (MI). MI is considered a form of nondirective psychotherapy, originally conceptualized and piloted for use with problem drinkers, and […]
Life insurance is complex, and the purpose of this and the other life insurance articles on Senior Care Advice is to simplify it. Specifically, we want to give you the knowledge by which to make smart decisions about obtaining life insurance, keeping what you have, buying more, or letting it go. There is no “one-size-fits-all” […]
Before we get into a full discussion of the cost or price of life insurance, let’s identify and correctly define some terms. “Cost” and “price” are not accurate terms to describe the amount paid to an insurance company for life insurance or for any other kind of insurance. The correct word is “premium.” A “rate” […]