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Does a Charitable Gift Annuity Make Sense?
Updated January 2026 Maybe the phrase “the gift that keeps on giving” seems trite, but for some — in the right circumstances — it can fit charitable gift annuities. Whether a charitable gift annuity can also qualify for that other overused and abused phrase, “a win-win situation,” depends on the precise facts and circumstances. What […]
Swallowing Problems: Causes and Cures
Updated February 2026 The medical term for difficulty with the mechanism and process of swallowing is dysphagia. Dysphagia is a common concomitant of aging, but it also occurs in people of any age who have nerve or muscle problems. According to Ohio’s University Hospital, swallowing disorders occur in up to 22% of people who are 50 […]
Plan Wisely – Do You Know What Your Parents Want?
Caring for the Caregiver
Caregiving can take a toll on all those who love and care for the older loved one in need of help. Perhaps those who are quickly forgotten are the spouses, children and friends of the caregiver who find themselves having to change their lives almost as much as the caregiver herself or himself. Suddenly that pivotal […]
Seniors, Cocktails, and Homeowner’s Insurance
Sound like a strange combination? Not really. Here’s why. Rose and George are in their early 60’s and have worked all of their lives. The magic day of retirement has come: kids are married, Rose and George have saved their money by living in a rented house, and are ready to depart the snowy Midwest. […]
Can You Avoid Running Out of Money in Retirement?
In a September 2023 report, of workers across the United States, the Transamerica Center for Retirement Studies found that 45 percent of people of all ages cite running out of money as their greatest retirement fear. This finding is a huge wake-up call because this fear isn’t just a possibility — it’s an all-too-real scenario […]
5 Misconceptions About Aging
I’ve always been told to be careful about assumptions. It’s really a wise recommendation when it comes to aging. Generalities that once might have held a thimble of truth have been blown out of the water by the Greatest Generation and the beloved Baby Boomers. When social security was first signed into law, not many […]
When Your Helping Hurts
There are so many emotions that go along with caregiving. We’re trying to help. We’re trying to do what’s best for our loved one. When you add in the dementia element, the caring gets a whole lot harder. I’m sure I’m preaching to the choir here, but it can get downright exasperating. You’re trying to […]
Serving Those Who Served: Caring for Aging Veterans
“America’s commitment to its veterans are not just lines on a budget,” President Obama assured members at a recent Veterans of Foreign Wars convention. “They are bonds that are sacred — a sacred trust we’re honor bound to uphold.” That assurance is extremely important for aging veterans who face the same challenges that confront seniors […]
When Grandpa Dies Family Rivalry Ensues
The phone rings. At the other end is a distraught person. Ever since grandpa died, the family has been in constant conflict. As a personal property appraiser, I quickly discover that what everyone thought was a close-knit family has suddenly fallen apart. The fight over the estate causes heartache. The reason is obvious: once money […]