In an ideal world, younger individuals will plan for their retirement years. An ideal plan will provide not just a retirement income that allows a retiree to maintain a comfortable lifestyle, but funds assisted-living arrangements if the senior is unable to live independently. Long-term care insurance may help seniors achieve the latter goal. As NerdWallet […]
Long-term care is a range of services and supports that are available when a person needs help with their day-to-day personal care. For the most part, it is not medical care, but instead, it pertains to assistance with activities of daily living (ADLs). ADLs are frequently defined as including: Bathing Dressing Using the toilet Transferring […]
As the cost of health continues to increase, more and more people are looking for ways to meet those inevitable expenses. And as people age, the prospect of needing long-term care at home or in an institution, becomes more and more of a reality. Some startling statistics illustrate the need: According to the Department of […]
Updated August 2025 As I’ve said for years, the world is poised on the precipice of what could be called a demographic tsumani. Cogitate on these numbers for a moment: Obviously, these numbers have huge implications. I’ve been seeing projections like these looming for years, way back when I started my career in geriatrics in […]