HIPPA is an acronym for a broad body of federal law, the full name of which is the Health Insurance Portability and Accountability Act, passed in 1996. The Act establishes national standards to protect your health care as well as the privacy of your health information. The federal law applies in all states. Some instances of […]
As studies of brain health and aging focus and evolve, the term “Mild Cognitive Impairment,” or MCI, is frequently bandied about by doctors and other care providers—and often without much explanation. MCI, also referred to as “Major Neurocognitive Disorder is basically a transitional state straddling the area between normal aging and dementia. Many conditions can […]
Most young parents know intuitively how they would want their assets divided in the event both would suddenly die, such as in an accident. Most parents would want the assets to be used to care for their children and then divided equally at age 21. It’s an easy choice if children are young. As parents […]
Did you know that you and everyone else in your state already have an estate plan? Yes you do, and it is absolutely free, at least at the outset. It’s a “default plan” and each state has one for its residents. Of course, every state’s “default plan” is somewhat different and, unfortunately, while these default […]
When 911 is called and the emergency medical technicians (EMTs) arrive, the first thing they do is quickly look for a DNR, or Do Not Resuscitate order. They will check for a bracelet or necklace that indicates the wearer has a DNR, or they will check the refrigerator door for a note that indicates a […]
At retirement, or given the opportunity to use up accumulated vacation time before retiring, the chance may exist to do what you have always wanted to do: travel. It could be a road trip to somewhere you have always wanted to go, an around-the-world cruise, or something in between. But as you carefully plan your […]