<p>I got laid off 1/29/16 from my previous job and in Jan 2017 I received a 1099R showing the retirement account I had signed up for.  It showed $762.36 for gross distribution and that I paid $152.47 for federal income tax withheld.  I cancelled the account since I no longer work there.  I received a check for $260.  I called John Handcock and ask…[Read more]