What kind of senior housing does medicaid pay for?

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    Does Medicaid pay for long term care in a senior home, nursing home, or assisted living home?



    If you have limited assets and a low income, you might qualify for Medicaid. Medicaid is a federal government program that provides healthcare coverage to certain categories of people who have low income and limited assets (other than the home they live in). Among those covered by Medicaid are people over 65 and those with disabilities. Each state runs its own version of Medicaid, with slightly different rules and coverage. You can apply for Medicaid at http://www.medicaid.gov/index.html
    The Medicaid program has several different parts:
    • Medicaid medical coverage includes most common forms of healthcare. Medicaid medical benefits cover at least the same healthcare services that Medicare does, as well as some services that Medicare doesn’t cover. Medicaid also pays Medicare premiums, deductibles, and co-payments for people who are enrolled in both programs.
    • A separate part of Medicaid covers long-term nursing home care.
    • Special Medicaid-funded programs can also cover long-term, in-home personal care. Check the Medicaid resources for your state on the website listed above.
    • In some states, a Medicaid-related program can pay some of the cost of assisted living.

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